Tuesday, June 21, 2005

I gots the budgeting blues

We worked on our "after-the-baby-is-here-budget" the other day and I'm quite bummed about it. It isn't that we won't be able to afford the things we want to afford, it's not that it was anything other than what I expected, it's not that I won't be able to keep the lifestyle I want to keep or have to sell off things we own including any vital organs. It's that I really HATE seeing how much we pay a month for stupid shit.

Most of you know I plan to work PT still assuming I can find decent PT work. I'm hoping for 2-10 hour days. I'm doing this mainly for financial reasons but also I think I might want a break from the daily routine of SAHM life. Not that there is anything wrong with it, I just feel I PERSONALLY may welcome the break. Although after being home for the past couple weeks even without a child to care for and at times being rather bored and restless, I have not ONCE desired to be back at work! Anyway I did have a point here...

Something in me has changed recently and I just feel frivolous and don't really like it anymore. There was nothing wrong with my 2 year old Honda when I traded it in for my Xterra which in turn caused me to more than double my existing car payment. Same with Bryan's car. We now pay over $1k a month just for cars. For cars! Cars we really didn't NEED. I must say we got our moneys worth out of my Xterra though, especially with how many times we loaded that bitch up moving shit. And cell phones! We are two of the most biggest phone-phobes I know so why are we paying $70+ a month for cell phone service where the only people we really spend time talking to is each other, which doesn't even go against our minutes! So we pay monthly for a plan where we probably only use 10 minutes. And this is after I downgraded our plan to the lowest minutes available. These are only a couple examples.

My point is that with the baby on the way I realized that I have my shelter, I have my food, I have my husband and my baby along with my little animals and that's all I really need and finally that's all I really want. Now I just need to unload some of this materialistic shit.

(A vacation here and there would be nice though! And I do love having my house cleaned...OK so I'm not quite there yet but getting there!)

5 Comments:

Blogger KELLI BELLY said...

I know what you mean! I've been thinking about how we can cut our monthly bills so we can Start SAVING instead of living paycheck to paycheck!

10:50 AM  
Anonymous Carol said...

Ugh. yeah, I hear ya. I might be able to afford some nice stuff if I wasn't paying out the ass for all this CRAP like cell phones and cars!

10:53 AM  
Blogger Candice said...

I LOVE my Xterra. We have gone thru several cars and this one is the best for sure! Room for two kids and lots of crap. As far as cell phones, we have lived comfortably without them for 3 years. Every time the subject comes up, it's quickly tossed out due to the lack of necessity and the overwhelming cost. I mean, sure it's convenient. But in our lives, it's just not necessary. It comes down to what you said about frivolity.

12:32 PM  
Blogger Anne said...

We were the same exact way before the girl(s) were born. You mkae cuts here and there, save some green, and then blow it on baby clothes or some superelectronicdiapergpsystem. At least that's how we did it. It all comes out in the wash. :) BTW, I still tool around in my 2000Xterra and can't imagine leaving it ever. I'll be noodling around in it when everyone else has a hovercraft. Big car payments suckass.

1:22 PM  
Blogger Mama C-ta said...

Cool, 2 other Xterra owners...you know what as much as I hate paying for it, I LOVE, LOVE, LOVE my car still. That's why I have it b/c any other car I owned I'd be sick of in a month but it's going on 3 years and I have yet to get sick of this one. I don't see me getting rid of it (an upgrad to the 285 HP version would be nice) Focus Cara, YOU HAVE EVERYTHING YOU NEED.

4:20 PM  

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